The biggest insurance mistake an RV owner can make is to take the path of least resistance… To call their auto agent and ask that their RV be added to an existing policy instead of getting the right RV coverage from the beginning.
Now I’m sure your agent is a great person, and I have no doubt you have a blue-ribbon insurance company for your autos. But insuring your RV or travel trailer with an auto carrier can leave many gaps in coverage. Not to mention the hassles you might encounter when you have a complicated claim. Does your auto adjuster – an individual who’s an expert on bumpers and fenders – know what to do with plumbing, expensive graphics and fiberglass or a damaged generator?